Terms of Service

1. Accepting these terms

By creating an account, buying a plan or using the website, API or MCP server, you agree to these terms. If you use the service for an organisation, you confirm you can accept these terms on its behalf. If you do not agree, please do not use the service.

2. What the service is

The AI Value Report publishes research and data on how public companies' AI investment compares with verified financial returns, using our Net AI Return (NAIR) model. We offer a free tier and paid plans, API plans and one-off research products, as described on the pricing page.

3. Your account

You sign in with a link sent to your email address. Please give accurate information and keep it up to date. You are responsible for activity on your account and for keeping access to your email secure. Tell us at support@aivaluereport.com if you think someone else has used your account.

4. How you may use our content

While your plan is active, we give you a personal, non-exclusive, non-transferable licence to use our content and data for your own internal use. Unless a written contract with us says otherwise, you may not:

• redistribute, resell, sublicense or publish our data or reports, in whole or in substantial part;
• scrape, crawl or bulk-download the website, or collect data other than through the API within your plan's terms;
• use our data to build a competing product or dataset;
• remove source notes, attributions or disclaimers.

Quoting short excerpts with a clear credit to The AI Value Report is fine.

5. API and MCP access

API keys are personal and confidential. Do not share them or put them in public code. You are responsible for all calls made with your keys. Each plan has call limits and rate limits. We may throttle or suspend access that breaks those limits, puts unreasonable load on the service, or looks like abuse. Redistribution of API data inside your own product requires a Commercial or Enterprise agreement.

6. Subscriptions, billing and price changes

Paid subscriptions are billed in advance, monthly or annually, and renew automatically at the end of each billing period until you cancel. Payments are processed by Stripe. All prices are in US dollars (USD) and taxes may apply. We will give you at least 30 days' notice by email before a price change applies to your subscription; you can cancel before it takes effect. Cancellations and refunds are covered by our Refund and Cancellation Policy.

7. Not investment advice

Our content is data and research only. It is not investment, financial, legal, tax or accounting advice, and it is not a recommendation to buy, sell or hold any security. Make your own decisions and, where appropriate, consult a qualified adviser.

8. Accuracy and no warranty

Our sources are public filings, earnings materials and company statements. Figures marked “modeled” are estimates with ranges, and any figure may contain errors or change as new information is published or our method is updated. Companies we cover may buy research from us, but they cannot change their scores. The service and all content are provided “as is” and “as available”, without warranties of any kind, express or implied, including accuracy, completeness, fitness for a particular purpose and uninterrupted availability, to the extent the law allows.

9. Limitation of liability

To the extent the law allows, we are not liable for any indirect, incidental, special, consequential or punitive damages, or for lost profits, trading losses or lost data, arising from your use of the service. Our total liability for any claim relating to the service is limited to the fees you paid us in the 12 months before the event giving rise to the claim. Nothing in these terms limits liability that cannot be limited by law.

10. Intellectual property

The website, data, scores, reports, method, software and branding are owned by us or our licensors. Apart from the licence in section 4, these terms do not give you any rights in them. Underlying public filings and company statements remain the property of their owners.

11. Suspension and termination

You can stop using the service and cancel at any time. We may suspend or end your access if you materially breach these terms, for example by sharing API keys or redistributing data, or if we are required to by law. Sections 7 to 10 and 13 continue to apply after termination.

12. Changes to these terms

We may update these terms from time to time. We will post the new version here with a new “Last updated” date and, for material changes, notify account holders by email before they take effect. If you keep using the service after the changes take effect, the updated terms apply.

13. Governing law

These terms are governed by the laws of the State of Wisconsin, USA, without regard to its conflict-of-laws rules. Disputes will be handled by the state or federal courts located in Wisconsin, unless the law where you live requires otherwise.

14. Contact

Questions about these terms: support@aivaluereport.com.